Archive November 21, 2019

The Ultimate Guide to Credit Card Rewards

In this presentation of the Ultimate Guide to Credit Card Rewards, we examine the benefit that is most often overlooked: the convierge service. Unlike travel insurance, reduced car rental rates or roadside assistance, the convierge service offered by many credit cards has a mystical or even mysterious side. What is it? What can you ask for your convierge service? Is this service really available 24 hours a day?

Today, we will demystify the convierge service, demonstrate its value and explain which credit cards offer it. Let’s go!

What is a convierge service?

credit cards

The convierge services of a credit card are similar to those offered by hotels, but rather than offering restaurant recommendations or reservations at the spa, a credit card convierge service is available by phone for help you with several types of requests. These requests may include restaurant reservations, purchase of concert tickets, hotel reservations and even more complex services, such as booking accommodations in a foreign country, sending flowers to another country. city ​​or changes to your travel itinerary due to winter conditions.

Convierge services are usually open 24 hours a day and require the call to go through the phone number on the back of your credit card. A customer service representative will answer you and ask you how they can help you.

When applying to the convierge service, it is important to be as specific as possible and include your maximum budget. If not, your convierge may recommend options that exceed your budget. For example, if you want your convierge to reserve tickets for a concert as soon as they are available (eg at 10:00, when you are at work), be sure to describe the desired seats and that you do not want to spend more than $ 200 per ticket.

Convierge services can perform most requests in a matter of hours, but some more complex requests may take several days. Finally, your requests to the convierge service are confidential and can not be accessed by anyone else – not even a spouse or other cardholder. That being said, any purchase made on your behalf will appear on your statement, under your usual provider.

All convierge services offered by major credit cards are free of charge. You do not have to pay for the services when you use them, but most cards that offer this kind of service have an annual fee. In short, you pay for this service, but only once a year.

Convierge Services by Credit Card Provider

Credit Card Provider

Convierge services are offered by Amex, Visa Infinite and Mastercard World Elite. Here’s how each provider describes its convierge services:

The Amex website explains that its convierge service is available at any time of day or night, as a personal reference, for all aspects of your life. Whether you have to choose a restaurant or organize an event, or need help choosing the perfect gift, their convierge service is there for you.

It is important to note that if you use Amex’s convierge service for travel bookings, you will be transferred to their Platinum Travel Service, which offers travel planning services 24 hours a day.

Credit card convierge services are the benefit most often ignored by users

Credit card convierge services are the benefit most often ignored by users

However, once you start using them, you will probably be looking for new reasons to seek the help of your convierge ! Whether you need a ride service for your children in the event that your flight is delayed, or delivery of a new pair of pants at the same place of a conference following a spill of coffee, they are there for you! It’s time to simplify your life with convierge services.

Best online payday loan -Request an internet payday advance now for great deals

CREDIT EXAMPLE: With the requested amount of USD 6,000.00 for a period of 150 days, the total amount with all associated costs is USD 6,116.40, with EIR 8.12%, the amount of the Premium is USD 116.40 and the amount of the monthly installment is USD 1,223.28 ( 5 installments).

Minimum loan repayment period: 15 days. Maximum loan repayment period: 365 days. Highest EIR (Effective Interest Rate): 8.30% The estimated payout time is indicative and depends on various factors, such as whether you have an account with the same bank as your lender, did you send all the necessary documentation immediately, etc.

Request an internet payday advance now for great deals

Loans that are raised quickly in one day, exactly within 15 minutes of submitting the required documentation, include internet payday advance from OnePayday that is realized online, and you have cash almost immediately. If you are wondering how fast to get this loan, it is good to know that you can reach these loans in one day without ever leaving your home.

Many today, for various reasons, want to avoid banks and do not know what the other answer to the question is how fast to get a loan – for all those who need the loan urgently or do not meet all the conditions of the banks, there is a fast loan that can be requested through non-bank, credit institution.

These are currently the only safe and transparent places where a customer can get a loan within just a few, usually 15 minutes. Anyone who has had the opportunity to use the services of a loan company to get the loan they need quickly knows that online business can greatly facilitate and accelerate the process, especially in places where you are dealing with the right, educated agents who will grant you fast loans and fast loans without credit.

Credit companies for anyone interested in ‘How fast to get a loan’

Credit companies for anyone interested in

That is why it is clear to anyone interested in getting a fast loan that speed is one of the biggest benefits of online lending – which saves you the time it takes to collect documentation, but also the money you spend elsewhere solely on financial advice or on the costs of lending and notary the cost of verifying the documents required.

As non-bank lending is generally the most successful today, fast loans are safe and transparent, regardless of online business; namely, good credit companies are constantly improving their services and following global trends.

The conditions you need to meet have nothing to do with the conditions that your bank would require and include – a copy of your ID card, a non-locked current account, and a monthly receipt. Because many are no longer eligible for banks today, affordable loan companies with minimal documentation are the best answers to the question of how fast to get a loan.

Find out how fast to get a loan without a bank

This type of lending has been a worldwide trend for a long time and in the last few years it has been an increasing trend in our country. This is not surprising because most of those who are interested in how quickly to get a loan do not have time to wait a few days for a loan; especially when there are places where it is waiting 15 minutes from paper submission! For some, besides speed, safety is also important, except for ‘how fast to get a loan’ and ‘how to secure a loan’.

Because of this, credit companies also offer clients complete security and protection of personal information when making online loan payments and lending. That’s why more and more people are turning to online lending every day, which is the fastest way to get a loan without too much paperwork.

Because, unlike any bank, credit houses will not check whether you are blacklisted, what your credit history is, whether you have active loans and the like. You will find it easy to meet their terms, especially for short-term loans – and after experiencing a 15-minute loan, you will never think again about ‘How fast to get a loan’!